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Happy New Year and welcome to our first newsletter for 2024

In our first article, we explore the new initiatives the Albanese government recently introduced to help small and medium businesses combat cybercrime. Find out what you need to do to be more proactive when it comes to securing your business data.

Managing your business’s cash flow can be challenging at the best of times, even more so with the interest rate increases and the current cost of living expenses. We’ve provided some ideas that could help improve your profit margin.

The beginning of the year is the perfect time to start sorting your business paperwork to ensure you aren’t scrambling to prepare for tax time. Here are a few ideas to help ensure your records are always kept in good order.

If you’re self-employed and considering buying a home this year, it’s important to get your ducks in a row before applying for a loan, as the eligibility requirements are different for sole traders.

If you’re considering making some professional or personal changes this year, this article explains how small incremental changes can help you achieve your goals.  

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on Ph: 0431 047 433 or email

Kind regards,

Pemberton Accounting

Government announces multi million dollar boost to small biz cyber security

The Albanese Government has announced a series of initiatives aimed at empowering small businesses to strengthen their cyber security resilience. Read full article >>

9 tips for improving your profits

Work smarter not harder with these ideas to boost your business. Read full article >>

Record keeping is more than a lock and key

Here’s how good record keeping makes things easier for you. Read full article >>

How to buy a home when you’re self-employed

Self-employed borrowers often come up against the challenge of not being able to present a raft of payslips and tax returns to back up their loan applications, but this need not stop you buying your dream home. Read full article >>

The 1% rule - tiny changes add up to a BIG difference

Just a tiny change - doing something just one per cent better - can be transformative if you build on that change. Read full article >>